Host damage protection isn’t related to Host liability insurance. FP.įor listings in Washington state, Airbnb’s contractual obligations under Host damage protection are covered by an insurance policy purchased by Airbnb. The Host Liability and Experience Liability policies within Aircover for Hosts are regulated by the Financial Conduct Authority, the remaining products and services are not regulated products arranged by Airbnb UK Services Limited. You can check this on the Financial Services Register by visiting the FCA’s website or contacting the FCA on 08. and are arranged and concluded at no additional cost for UK Hosts by Airbnb UK Services Limited – an appointed representative of Aon UK Limited, authorized and regulated by the Financial Conduct Authority. If you’re hosting in the UK, the Host liability insurance policy and Experience liability insurance policy are underwritten by Zurich Insurance Company Ltd. Host liability insurance and Experience liability insurance are underwritten by third party insurers. Keep in mind that all coverage limits are shown in USD. For Hosts who offered stays or experiences in mainland China, the China Host Protection Plan applies. Host damage protection, Host liability insurance, and Experiences liability insurance don’t cover Hosts who offer stays through Airbnb Travel, LLC, or Hosts who offer stays or Experiences in Japan-where, Japan Host Insurance, and Japan Experience Protection Insurance apply. Host damage protection isn’t an insurance policy. You’re reimbursed for certain damage caused by guests to your home and belongings if the guest does not pay for the damage. If a guest causes damage to your place or belongings during an Airbnb stay, you can file an AirCover for Hosts request through our Resolution Center. It’s always included and always free whenever you host. It includes $3 million in Host damage protection, in addition to $1 million liability insurance, guest identity verification, reservation screening, and a 24-hour safety line. Sometimes accidents happen, which is why there’s AirCover for Hosts.ĪirCover for Hosts is top-to-bottom protection for Hosts. Issues must be reported to Airbnb with 72 hours of discovery to be eligible under our Rebooking and Refund Policy.įrom there, a dedicated team member will review the info provided by everyone and ask questions (if necessary) before making a final decision. If you haven’t come to an agreement, you’ll see the option to ask Airbnb to help you mediate. Every now and then, Hosts and guests aren’t able to make it work.
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